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Qualifying for a collateral vehicle title loan is not hard and you don’t need to do anything heavy or special to qualify at all.

 You only need to meet the following criteria to qualify for vehicle title loans:

  • You must be at least nineteen (19) years of age since this is the legal driving age and to own a car.
  • You must own your own car, fully paid for, and the car title should be lien free.
  • The car or land vehicle must be no more than 8 years old. Some exceptions may apply if the engine performance is really more than superb.
  • You must have both comprehensive vehicle and collision insurance. This is for the protection of both borrower and lender since the car will continue to be used by the borrower while the loan is being repaid during the loan term.

The borrower must be able to provide the following:

  • A valid driver’s license to prove that the borrower is the one driving the vehicle.
  • Any proof of permanent residency.
  • The vehicle itself and the vehicle title for inspection and appraisal.

No extra fees or charges

No fees will be charged for the vehicle origin inspection, lien search, general vehicle inspection and evaluation, and appraisal. No early payment penalty will be charged if the loan is paid off early. Car title loans are approved in just one hour as long as all of the above are met and submitted. Up to $50,000 can be loaned or as little as $1,000.

Lowest rates and longest terms

Loan interest rates are the lowest per month and in the lending industry. Up to 70 percent lower interest can be offered compared to anything that the closest competitor can offer. Loan payment terms can start off at 2 years and can be adjusted up to 5 years. No credit check title loans means no credit checks will be required for the loan approval.

At Instant Loans Canada, we loan you money based on the value of your vehicle, not your credit score. That means that you have fast access to cash whether you have bad credit or no credit at all. Call Instant Loans Canada toll free at 1-866-973-5214 and apply now or apply online. You’ll speak with a member of our dedicated team and see how Instant Loans Canada can help.