Affordable Car Title Loans Across Canada
At Instant Loans Canada, we provide fast and secure car title loans across Canada, helping you access up to $50,000 in cash whenever you need it. With our same-day approval process, you can receive your funds within an hour—no long waits, no hassle!
Our car title loan process is simple, and you keep your vehicle while making payments. We do not store or hold your car, allowing you to continue driving throughout the loan term. We offer flexible repayment plans of up to 5 years, giving you the freedom to repay comfortably without financial strain.
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How Do Car Title Loans Work? – 3 Simple Steps
Apply Online or Call Us Directly
Fill out a quick online application or call us to provide your vehicle details.
Get Approved & Receive Cash
The lender assesses your car’s value and provides a loan.
Make Payments While Driving
Repay the loan in installments while still using your car.
Why Choose a Car Title Loan?
Fast & Easy Approval Process
Get approved for a car title loan in minutes with a same-day payout.
Instant Cash Up to $50K
Borrow based on your vehicle’s value, with no hidden fees.
No Credit Check Required
We approve loans based on your vehicle’s equity, not your credit history.
Continue Using Your Car!
Unlike selling your car, you retain ownership while using the loan funds.
Lowest Interest Rates in Canada
We offer competitive, transparent rates, ensuring you get the best deal.
Flexible Repayment Terms
Choose a loan term up to 5 years, giving you more time to repay stress-free.
Eligibility Criteria for Car Title Loans:
- You Must Own a Vehicle.
- Clear or Lien-Free Title.
- You must be at legal age in your province.
- Valid Government-Issued ID.
- Vehicle Insurance..
Documents Required for a Car Title Loans
- Vehicle Title – Must be lien-free and in your name.
- Valid Photo ID – Such as a driver’s license or passport.
- Proof of Residency
- Vehicle Registration & Insurance
- Spare Key (if required)
Frequently Asked Questions (FAQs)
1What are the basic requirements for a car title loan?
To qualify, you need a lien-free vehicle title, a car not older than 10 years , a government-issued ID, proof of residence, vehicle registration & insurance.
2Can I get a car title loan with bad credit or no credit?
Yes! Car title loans do not require a credit check. Approval is based on your vehicle’s value, not your credit history.
3Do I need to have a job to qualify?
Not necessarily. Many lenders approve applicants who are self-employed, retirees, pensioners, or between jobs, as long as they have a valuable vehicle as collateral.
4Do I have to surrender my car to get a title loan?
No, you keep driving your car while making loan payments. The lender only holds the title until the loan is repaid.
5Are there any early repayment penalties?
No! Many lenders allow early repayments with no penalties, helping you save on interest.
6How fast can I get approved and receive the loan?
Most applicants receive instant approval, and funds are typically deposited within 24 hours.
